Personal Savings

Whether you’re a seasoned saver or just beginning, our set of savings tools provide options for you to achieve your unique goals.

For customers needing more flexibility with the money they save, we have interest-earning CDs and Money Market Accounts that provide the access you need as well as low-risk saving solutions.

How else can we help?

Personal Savings

Your path to financial freedom starts here. Whether it's an unexpected expense or that big-ticket item you've had you're eye on, we make it easy to plan for the future.

• Minimum initial deposit of $50.00 required.
• Regular statements mailed quarterly.
• Interest rate and APY can be found on rate sheet and may be changed at bank's discretion at any time.
• Daily balance method used to calculate interest and is compounded and credited to the account quarterly.
• An excessive item charge fee of $0.50 will be charged for each paper debit in excess of one during a month.
• A $3.00 maintenance fee will be charged if the account falls below $50.00 at any time during the month.
• During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

Minor Savings

Get the kids in your life off to a smart financial start with our Minor Savings Account!

• Owner of account can be no older than 18 years old.
• Minimum initial deposit of $10.00 required.
• Regular statements mailed quarterly.
• Interest rate and APY can be found on rate sheet and may be changed at bank's discretion at any time.
• Daily balance method used to calculate interest and is compounded and credited to the account quarterly.
• During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

Money Market

We offer a wide variety of Personal Money Market accounts. For current rates, please see our rates page.

• Minimum initial deposit of $2,500.00 required.
• Minimum balance of $1,500.00 must be maintained daily to receive interest.
• Regular statements mailed monthly.
• Interest rate and APY can be found on rate sheet and may be changed at bank's discretion at any time.
• Daily balance method used to calculate interest and is compounded and credited to the account quarterly.
• Three (3) checks per month.
• Six (6) transfers made monthly outside of bank (call, online, etc.).
• Unlimited transactions can be made if person is present in bank.
• If any of the account transactions are exceeded, no interest is paid for that particular month.

Certificate of Deposit

• Minimum initial deposit of $1,000.00 required.
• Interest rate and APY can be found on rate sheet and may be changed at bank's discretion at any time.
• Daily balance method used to calculate interest.
• CD automatically renew unless customer requests otherwise.
• New interest will be imposed at maturity.
• 10 days grace period after maturity to withdraw without penalty.

Interest is compounded and credited to the CD, or a checking or savings account or mailed by check to customer semi-annually or at maturity of CD, whichever comes first.

Penalty For Early Withdrawal:

• 1 month's interest on a CD with maturity 1 year or less
• 3 month's interest on a CD with maturity over 1 year up to 3 years
• 6 month's interest on a CD with maturity over 3 years

Penalty in each circumstance is based on the amount withdrawn.